Panel Descriptions

Navigating the Current Landscape: Economic Outlook for US Homeownership

Back by popular demand is our economist panel featuring some of the leading and certainly most compelling economists in the industry. Last year's discussion was interactive, insightful and in true RE Alinement fashion, a bit rowdy. We will discover together how the prevailing rate environment is reshaping affordability dynamics and influencing consumer sentiment and behavior. We'll gain valuable insights into the evolving landscape of housing supply, examining shifts and challenges that impact the market. We will explore emerging trends in home equity and its ramifications for homeownership sustainability and wealth accumulation.

Innovation: A New and Different Way

Eleven years ago, Elmo explained innovation (that episode’s word of the day) to children worldwide. Since that episode aired, “innovation” has been the word of the day every day in housing. It has been the title of panels, conferences, and working groups. As Sesame Street describes, innovation is “something new and different.” What is new and different in housing? This panel will consider what has happened over the last ten years, what hasn’t, and what has the most promise in the next ten years.

Dollars & Sense: The Case for Mortgage Reserves

Join us for a multifaceted session where expertise meets innovation to navigate the complexities of mortgage reserves. Delve into the importance of these reserves in securing and sustaining homeownership, exploring strategies to build and maintain them effectively. Discover the opportunities for every household to thrive ensuring the transfer of wealth to future generations.

Unlocking Housing Supply: Lessons from ADUs and Zoning Reform

Explore how Accessory Dwelling Units (ADUs) have catalyzed zoning reform, especially in Western states, paving the way for increased housing availability. Our expert panelists will share their experiences, highlighting successful strategies for passing impactful zoning reforms and accelerating the expansion of housing units. Gain valuable insights into addressing affordability challenges and fostering sustainable growth in the housing market.

Liquidity over Equity: How Shared Equity May Help First-Time Homebuyers Win

The starter home no longer exists. Down payment remains a major obstacle to access for homeownership. Increasingly, consumers are turning to shared equity down payment partners to win a new home with lower cash outlay. We’ll explore the pros and cons of this new product with those at the cutting edge.